Oatmeal Banana Chip Pancakes

Oatmeal Banana Chip Pancakes

2 cups uncooked rolled oats

1 cup whole wheat flour

1/2 cup wheat germ

2-3/4 cups all-purpose flour

1/2 cup brown sugar

1 tablespoon plus 1 teaspoon baking powder

1 teaspoon baking soda

1 teaspoon salt

2 eggs
4 cups milk

1/4 cup vinegar or lemon juice

1/4 cup vegetable oil

2 teaspoons vanilla extract

2 cups mashed bananas

1 bag (2 cups) mini chocolate chips

1 cup chopped walnuts. (Optional) -  I put the walnuts in food processor and pulse until small)

Add the vinegar (or lemon juice) to the milk and let sit, while doing the dry ingredients.

Put oats in food processor and run until it looks like coarse flour. Add the wheat germ and wheat flour, pulse for a few seconds. Add baking powder, soda, salt, brown sugar, and white flour. Pulse until mixed together, pour into a bowl.
In the bowl with milk, mix in bananas, vanilla, oil, eggs. Blend well. Pour banana mix into the dry ingredients, and mix until blended...
gentle stir in the chocolate chips and walnuts.  Let batter rest for 5 minutes.

pour about 1/2 cup per pancake on a lightly sprayed griddle (or skillet)
cook as any other pancake.